Irish Deposit Rate Tracker

Highest publicly advertised AER per provider, tracked daily.

✅ No recent changes

Deposit rates are ranked highest first – the opposite of the mortgage page. The amount filters which accounts you're eligible for rather than changing any rate; providers publish one rate per account plus minimum and maximum lodgement limits. Switch Rate basis to “Gross equivalent” to compare DIRT-exempt State Savings products fairly against taxable bank rates. Raisin's partner banks are grouped as a single Raisin provider showing whichever partner pays best at each term, since you reach them all through one Raisin account – the winning partner is named in brackets, and it's that bank, not Raisin, your deposit guarantee comes from.

Rate matrix

Download as Excel (CSV)

Full breakdown by provider

AIB Bank of Ireland Bankinter EBS Ireland State Savings MoCo Monzo PTSB Raisin Revolut bunq